Tag: #diyinvestors
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The Psychology of Spending: Why We Buy More Than We Need
Understanding the Psychology Behind Spending Spending money isn’t always a rational decision. More often, it’s driven by emotions, social influences, and psychological triggers that push us to buy more than we need. Understanding these forces is the first step toward taking control of our finances. Money and psychology are deeply intertwined. While a purchase might…
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A Beginner’s Guide to U.S. Credit Scores for Expats
Why Credit Scores Matter in the U.S. In the United States, your credit score is more than just a number—it’s the key to your financial identity. It affects whether you can rent an apartment, qualify for a mortgage, get approved for a credit card, or even secure certain jobs. For expats, understanding and building a…
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How Running Marathons Taught Me to Manage My Money
The Surprising Connection Between Running and Finance At first glance, running a marathon and managing money may seem worlds apart. One is physical endurance, the other financial discipline. Yet, the principles that help someone cross the marathon finish line are strikingly similar to the ones that build long-term financial stability. Both journeys require patience, consistency,…
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Risk Management Tips Every DIY Investor Should Know
Why Risk Management Matters for DIY Investors For many retail investors, the thrill of picking stocks and building a portfolio independently is empowering. However, without proper risk management, DIY investors can expose themselves to devastating losses. Markets are unpredictable, and even the most promising investment thesis can fail. Risk management is not about avoiding risk…
