Tag: #financialindependence
-
How Climate Change Is Reshaping Global Investment Strategies
Why Climate Change Matters to Investors Climate change is no longer just an environmental issue—it’s a financial one. From rising sea levels threatening coastal real estate to wildfires disrupting supply chains, climate risks directly affect company performance and market stability. For investors, ignoring climate change means ignoring a major driver of both risk and opportunity.…
-
How to Build an All-Weather Portfolio in 2025
What Is an All-Weather Portfolio? The All-Weather Portfolio is an investment strategy designed to perform well in any economic environment—whether it’s growth, recession, inflation, or deflation. Popularized by Ray Dalio of Bridgewater Associates, the approach emphasizes diversification and risk balancing rather than chasing short-term returns. The goal is simple: create a resilient portfolio that minimizes…
-
How to Open a U.S. Bank Account as a New Expat in 2025
Why a U.S. Bank Account Is Essential for Expats Arriving in the United States as an expat can be exciting yet overwhelming. One of the first financial steps you’ll need to take is opening a U.S. bank account. From paying rent and receiving a salary to building credit and avoiding international transaction fees, a local…
-
Best Credit Cards for Expats Living in the U.S. (2025 Edition)
Why Credit Cards Matter for Expats in the U.S. For many expats living in the U.S., navigating the financial system can feel overwhelming. One of the first hurdles is understanding and accessing credit cards. Unlike debit cards, credit cards help you build a U.S. credit history, which is essential for renting apartments, getting favorable loan…